Privacy Policy

Last Updated: January 2026

At Insure101, we believe privacy is a fundamental right. This Privacy Policy describes how your information is handled when you use the Insure101 mobile application.

🛡️ Insure101 does NOT collect, store, or transmit any personal data.

1. Data Collection

The Insure101 application is designed to be a local-first educational tool. We do not require account creation, and we do not collect any personal information such as your name, email address, physical address, or phone number.

2. Simulation Data

Any data you enter into the Simulation Labs (such as coverage amounts or hypothetical scenarios) is processed entirely on your device. This data is never sent to our servers and is lost when the application is closed or reset.

3. Third-Party Services

Insure101 uses building blocks from trusted providers to enhance your experience:

Google Gemini API: When you use the "Coverage Finder" or "Insurance Advice" features, only the non-identifiable lifestyle answers you provide are sent to Google's AI engine to generate recommendations. No personal identifiers are included in these requests.
Expo/EAS: Standard crash reports may be generated by the operating system (iOS) to help us improve the app, but these are anonymous.

4. Cookies & Tracking

We do not use cookies, trackers, or any hidden analytics software to monitor your behavior or serve advertisements.

5. Children’s Privacy

Because we do not collect any data, our application is safe for users of all ages. We do not knowingly or unknowingly collect information from children.

6. Contact Us

If you have any questions regarding this Privacy Policy, you may contact us via the support link provided in the App Store.